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Folio is building a society of ambitious savers.
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A New Way to Save

Folio lets you automatically save small amounts of money, little by little, for specific goals.

We’re striving to make saving a fun, simple and personalised experience.

You can also invite friends to save with you, so there are no limits to what you can share together.

If you don’t See It, you don’t Spend It.

The truth hurts. Saving takes considerable self control: if you have money in your account, you’re going to want to spend it. With each silly purchase you make, your Goals drift further away.

That's why Folio automates your savings for you and transfers them to an instant access savings account at Barclays PLC.

It’s the first mobile-only savings account that you can create in just minutes!

Did we mention it’s smart too? ;)

If you don’t See It, you don’t Spend It.

The truth hurts. Saving takes considerable self control: if you have money in your account, you’re going to want to spend it. With each silly purchase you make, your Goals drift further away.

That's why Folio automates your savings for you and transfers them to an instant access savings account at Barclays PLC.

It’s the first mobile-only savings account that you can create in just minutes!

Did we mention it’s smart too? ;)

Don't miss out. Start saving in minutes.

  • Create your Goal

    Choose the amount you'd like to save and the date you need the money by. Want to get social? Invite your friends to save with you!

  • Select your Saving Frequency

    Choose to save daily, weekly, or monthly. Folio will automatically debit the money from your account at the chosen frequency.

  • Connect your Debit Card

    That's it, you're all set. Folio will keep you up to date on your progress until your reach your goal. It's that simple!

  • "Incredibly innovative and easy to use. Great for long and short term saving!"
    - Tosin, Business Student -
  • "I've always struggled to put money aside regularly. Folio made my life much easier!"
    - Joe, Community Manager -
  • "Simple and easy to use! I particularly like that I can look at my saving progress."
    - Leroy, Graphic Designer -
  • "Easy to use. Great way to save. You can make shared savings. The app does all the work for you in calculating how much you need and on what basis. A lot of my friends are like me and struggle with saving so this is the perfect app to help! I love it."
    - Temi, Supporter Care Manager -
  • "I like it because doesn't feel like I'm saving, I don't notice the money coming out my account."
    - Clementina, Student -
  • "It's a great for long term saving for treats like holidays or luxury items - removes temptation to dip into savings."
    - Rana, Knowledge Manager -

Why Use Folio?

What you save for matters

We understand the psychology behind saving, that you save for things you care about. Folio is the first goal based savings app that helps you to save in a simple and personalised way.
Folio is the first mobile savings app that helps you save in a simple and personalised way.

And it's free!

Dreams are better shared

Folio is the only app that lets you save with friends towards a collective goal. We'll help you transform your group adventures from fantasy to reality.
Folio helps you save with friends for a shared goal. Transform your adventures from fantasy to reality.

You're in control

Folio helps you keep track of your progress. Plans change? You can pause and edit your Goal(s), as well as withdraw your money at any time.
Keep track of your progress. Plans change? Pause and edit your Goal, or withdraw your money at any time!

We keep your money safe

The secure transaction of your money is our top priority. Your funds are kept in a pooled client account with our partners Barclays and Mangopay. For more info, click here.
Your funds are kept in a pooled client account with our regulated partners at Barclays and Mangopay. For more info, click here..

We're not a bank

But we work with every bank! All you need is an iPhone and a bucket list. No endless registration processes, no complicated banking jargon.
All you need is an iPhone and a bucket list. No endless registration processes, no complicated banking jargon.

We love simplicity

We've built a user-friendly platform with a clean and functional design. We want your saving journey to be as simple and smooth as possible.
We've built a user-friendly platform with a clean and functional design to make your saving journey as smooth as possible.

Download Folio and start turning your small savings into big goals!

You've made it this far, there's only one thing left to do.

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